Luke Serra

Whether you’re buying your first home, refinancing, or investing, I’m here to combine my passion for helping others with a meticulous eye for numbers to make the process seamless, stress-free, and enjoyable.

Hello! I’m Luke Serra, your dedicated mortgage broker at Loan and Finance Brokers. Whether you’re purchasing your first home, refinancing, or expanding your investment portfolio, I’m here to simplify the process and make your journey seamless, stress-free, and rewarding.

My path to mortgage broking began in education, where I spent 12 years as a Health and Physical Education teacher before advancing to leadership roles as Deputy Principal and Head of Department. With a Double Bachelor’s Degree in Science and Arts from Edith Cowan University, I developed strong leadership, organizational, and interpersonal skills—qualities that now help me educate and guide clients with clarity and confidence.

Beyond finance, I’m a passionate soccer player, golfer, surfer, and camper. I love spending time outdoors with my wife, two kids, and our two dogs, embracing the simple joys of life. This balance is something I bring to my work as well—I want you to achieve your financial goals while enjoying the journey along the way.

Let’s make your homeownership or investment dreams a reality. Get in touch today!

Why choose me?

Guaranteed 24-Hour Response Time.
I understand the importance of timely communication. That’s why I promise to respond to all inquiries within 24 hours, ensuring you never feel left in the dark.

Convenient Mobile Service.
Can’t make it to my office? No problem! I offer mobile services and can meet you at your home, office, or any location that suits you best.

Expertise in the Perth Market.
With in-depth knowledge of Perth’s property market, I provide insights into the latest trends, regulations, and opportunities to help you make informed decisions.

Flexible Hours.
I know life is busy, so I’m available outside of regular business hours, including evenings and weekends, to fit your schedule.

Transparent Communication.
Honesty is my policy. I communicate all costs, processes, and timelines clearly, ensuring there are no hidden surprises along the way.

Regular Updates.
Stay informed with regular updates throughout the loan process. I keep you in the loop every step of the way, so you always know what’s happening.

Client Education.
Knowledge is power. I host information sessions and provide educational materials to help you understand your options and make confident decisions.

Client-Centric Approach.
Building long-term relationships is my goal. I’m committed to providing ongoing support and service, long after your loan is settled.

Tech-Savvy Solutions.
Enjoy efficient, streamlined processes with the latest technology, including online applications and digital document signing.

High Success Rate.
My proven track record of securing favorable loan terms speaks for itself. Trust in my expertise and reliability to get the best deals for you.

Personalised Service.
Your financial situation is unique, and so are my solutions. I tailor my services to meet your specific needs, ensuring the best possible outcomes for you.

Book an Appointment

Book an Appointment - Luke
$
If you choose to provide your information, it will be used to offer or provide you with our services and/or the services of our associates. We may also ask you for feedback. We may not be able to assist you if you do not provide your information. We may need to disclose your information to other organisations providing services to us, that may be overseas. If you would prefer not to receive marketing material you can always unsubscribe. We include a simple unsubscribe feature on all electronic marketing materials that we send. Our Privacy Policy (which is available on this website) contains information about how you can access your personal information and request corrections or lodge a complaint. Information about who we are and how to contact us is available on this website.

You'll never walk a loan.

Luminosity Holdings Pty Ltd (ACN 163 290 435) ATF the Luminosity Trust (ABN 44 624 297 716)
Luminosity Holdings Pty Ltd (Credit Representative 480368) is a Credit Representative of QED Credit Services PTY LTD (Australian Credit Licence 387856).
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.