Luke Serra

Mortgage Broker

I structure home loans, refinances, and investment lending with a clear, policy-aligned approach, ensuring each application is positioned correctly from the outset and executed efficiently through to approval.

  • 1300 270 040
  • 0431 556 633

Meet Luke, Your Mortgage Broker

I specialise in structuring residential and investment lending solutions across purchases, refinances, and portfolio growth.

My role is to provide clear, strategic guidance and ensure each application is aligned with the right lender, policy, and product from the outset, delivering efficient outcomes through to approval and settlement.

With access to over 90 lenders, I approach each scenario on its individual merits, focusing on structure, credit alignment, and long-term suitability.

Recent Awards & Nominations

  • Finalist – MFAA State Excellence Awards 2026 (Newcomer, WA)
  • Finalist – Better Business Awards 2026 (New Broker of the Year)

More Than A Broker

My path to mortgage broking began in education, where I spent 12 years as a Health and Physical Education teacher before advancing to leadership roles as Deputy Principal and Head of Department. With a Double Bachelor’s Degree in Science and Arts from Edith Cowan University, I developed strong leadership, organisational, and interpersonal skills—qualities that now help me educate and guide clients with clarity and confidence.

Life Outside Work

Beyond finance, I’m a passionate soccer player, golfer, surfer, and camper. I love spending time outdoors with my wife, two kids, and our two dogs, embracing the simple joys of life. This balance is something I bring to my work as well—I want you to achieve your financial goals while enjoying the journey along the way.

Let’s make your homeownership or investment dreams a reality. Get in touch today!

Qualifications

  • Double Bachelor’s Degree (Science & Arts) - Edith Cowan University
  • Diploma of Finance and Mortgage Broking Management
  • Certificate IV in Finance and Mortgage Broking

Why Choose me?

  • Industry Recognition - Finalist - MFAA State Excellence Awards 2026 (Newcomer, WA) & Finalist - Better Business Awards 2026 (New Broker of the Year)
  • Policy-Driven Structuring - Strong working knowledge of lender credit policy and appetite
  • Clarity & Execution - Clear guidance upfront with disciplined execution through to settlement
  • Access & Flexibility - Access to 90+ lenders and a broad product range
  • Consistent Updates Throughout the Loan Process
  • Consistent Communication - Transparent updates throughout the process
  • Trusted by Referral Partners - Working closely with accountants, buyers agents, and financial professionals
  • Long-Term Approach - Focused on ongoing relationships beyond a single transaction

Memberships

MFAA Member

Recent Reviews

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Luminosity Holdings Pty Ltd (ACN 163 290 435) ATF the Luminosity Trust (ABN 44 624 297 716)
Luminosity Holdings Pty Ltd (Credit Representative 480368) is a Credit Representative of QED Credit Services PTY LTD (Australian Credit Licence 387856).
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.