As a finance broker who offers business finance, my role is to ensure you have the right finance solution and that it works well for you, your business and what you’re looking to achieve long term. Brokers can bring choice and competition to the table and I take the pressure off, allowing you to do what you to best – growing your business.

Don’t bet your house on your business.

Small business owners already put a lot on the line, often you don’t have to put your home on it too. Securing an overdraft or line-of-credit from your bank and using your home as security to finance your business is not the ideal scenario given the risk that this brings.

There’s a lot at risk here, and a lot of added pressure. You don’t want to be in a position where you have to consider refinancing or selling your home just because one of your biggest clients hasn’t paid their bill. Chances are it’s also not the right type of loan for what you need. A good example is the purchase of an asset like some machinery. With an overdraft you could be paying back the loan years after the machinery has long since been replaced and stopped generating any income.

Luminosity Holdings Pty Ltd (ACN 163 290 435) ATF the Luminosity Trust (ABN 44 624 297 716)
Luminosity Holdings Pty Ltd (Credit Representative 480368) is a Credit Representative of QED Credit Services PTY LTD (Australian Credit Licence 387856).
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.