YOUR LOCAL BROKER

If you’re looking for a home loan, Loan + Finance Brokers is here to help.

We compare thousands of loan options from over 90+ lenders and show you products that’ll help you keep more of your hard-earned money where it belongs – in your wallet.

Recent Awards & Nominations

Your local brokers

Your Trusted Mortgage Problem Solvers

At Loan & Finance Brokers, our team of dedicated mortgage brokers help Australians navigate the complexities of expanding their property portfolio, buying their first home, or securing loan approvals. We understand that not every financial goal fits neatly into a box, and we're here to provide tailored solutions. We see ourselves as mortgage problem solvers who thrive on challenges, committed to making your property ownership journey smooth and successful.

Our Lending Panel

highly qualified

All our brokers are Degree-qualified/tertiary-educated and have the Diploma of Finance and Mortgage Broking Management.

90+ lenders

We maximise your chances of approval, even with complex incomes, high borrowing needs, poor credit, or unique securities. More lenders mean more options to find the right loan for you.

Tech forward

Enjoy efficient, streamlined processes with the latest technology, including bank statement capture, ID verification, online applications & digital document signing.

award winning

Multiple awards and nominations including; WA Better Business Awards 2025 - Best Boutique Brokerage (Finalist) and 
WA Better Business Awards 2025 - Best Loan Administrator (Finalist) 

award winning

Our reviews testify to the level of service we offer. We’re confident you will not receive this level of care by going elsewhere. Check us on on RateMyAgent! 

WA based

We’re a WA-owned and operated business.

No fees

No fees and no clawbacks. All our services are free of charge to you.

TRANSPARENcy

Commission & clawback charts are provided when comparing loans. Ensuring 100% transparency with you on our remuneration.

Unlimited Checks

Free checks and reports. Receive complimentary CoreLogic property reports, Equifax credit reports, upfront lender valuations, loan health checks, and more.

Free trailer

We offer you free use of our 7x4 900mm caged trailer to help you with your move!

Get started with our free guides

Becoming a first home buyer

This is a basic text element.Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The two big questions are how much you can borrow and what are your likely repayments to be.

Refinancing your home loan

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.

Investing in property

Having the right people to help you is key when investing in property. Do your homework on the property market before you dive in, and we’ll be thrilled to help you when it comes to financing your decision.

You'll never walk a loan.

Luminosity Holdings Pty Ltd (ACN 163 290 435) ATF the Luminosity Trust (ABN 44 624 297 716)
Luminosity Holdings Pty Ltd (Credit Representative 480368) is a Credit Representative of QED Credit Services PTY LTD (Australian Credit Licence 387856).
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.